Money$ense classes
Home Buyers Education
- Steps to Homeownership
- Setting priorities
- Role of a Realtor
- Role of an Attorney
- Role of a Home Inspection
- Importance of Credit
- Mortgage Loan Basics / How to obtain a mortgage
- Budgeting / Savings
Control Your Money
- Benefits of Budgeting
- Tools to Track Spending
- How to Create a Budget / You will actually setup a budget
- How to discuss money matters with family members
To Your Credit
- What is a credit score
- How to read a Credit Report
- How to Order a Credit Report
- How to Repair Credit
- Available Resources
- Protect Yourself Against Identity Theft
Identity Theft
- How can someone steal your identity
- What to do if you are a victim of identity theft
- Steps to protect yourself against identity theft
- Identity theft resources.
Predatory Lending
- What is predatory lending
- What is your legal protection
- What are the schemes
- Available Resources
- What to do if you have trouble making your mortgage payments
Basic Banking Services
- How to choose a checking or savings account
- Balancing your checkbook
- Account fees
- Using an ATM / Debit Card
- Writing checks
Financial Empowerment: Finances For Recent Immigrants
- US Currency
- Basic US Banking / Financial Concepts
- Basic Budgeting
- Basic Banking Services
- Paying Bills
- Checking / Savings Accounts
Charge It Right
- The characteristics of a credit card
- The costs of using a credit card
- The potential problems with credit card use
- Understanding Your Credit Score and Credit Report
Basic Banking Services
- Introduction to Banking Services
- Choosing and maintaining a checking account
- Budgeting
- Saving
- Introduction to Credit / How to Use Credit Wisely
- Discussion on financing cars and college
Budget Buddies- A group that meets monthly with the objective of assisting people in staying on budget.
The group discusses particular spending challenges and offers support and encouragement to aid in changing spending/saving habits
Money$mart -A Financial Education Program for Young Adults; A series of workshops developed by the FDIC geared towards grades 7 - 12.
Check It Out - How to Manage a Checking Account
Check It Out
n Benefits of using a checking account
n Types of fees
n Types of checking accounts
n How to open a checking account
n How to write checks and make deposits
n How to use ATM and debit cards
n How to keep transaction records
n How to reconcile an account
