Meeting the Financial Challenges of Vermonters
By supporting Opportunities Credit Union, you help provide essential loans, counseling, or education to Vermonters who cannot get these services from traditional banks or credit unions. Our mission is to create wealth and promote economic development by bringing affordable capital and financial services to low-income and other traditionally underserved populations.
Proven Impact with Underserved Communities
What Is a CDFI and LID Credit Union?
- As a certified Community Development Financial Institution (CDFI), we offer:
- Affordable home, business, and vehicle loans for low-income Vermonters
- Free financial counseling for anyone in our state
- We are an NCUA-designated Low-Income Designated (LID) Credit Union because over half the members we serve earn below our HUD Area Median Income.
Community Outreach Partners
Our partners help us serve traditionally underserved populations who often cannot get services from other financial institutions.
Our Partners:
ASSOCIATION OF AFRICANS LIVING IN VT
ASSOCIATION OF VERMONT CREDIT UNIONS
BURLINGTON HOUSING AUTHORITY
CHAMPLAIN COLLEGE
CHAMPLAIN HOUSING TRUST
CHILD CARE RESOURCE
CITY OF WINOOSKI
COMMITTEE ON TEMPORARY SHELTER
CHAMPLAIN VALLEY OFFICE OF ECONOMIC OPPORTUNITY
CREDIT UNION NATIONAL ASSOCIATION
EFFICIENCY VERMONT
FEDERAL HOME LOAN BANK OF BOSTON
FNMA
INCLUSIV
JOINT URBAN MINISTRY PROJECT
MERCY CONNECTIONS
NATIONAL BANK OF MIDDLEBURY
NEW ENGLAND FCU
NORTH COUNTRY FCU
NORTHFIELD SAVINGS
REPRESENTATIVE BECCA BALINT
SCORE
SENATOR BERNIE SANDERS
SENATOR PETER WELCH
STATE OF VT DEPARTMENT OF PUBLIC SERVICE
STATE OF VT DISABILITIES AGING AND INDEPENDENT LIVING
STATE OF VT AGENCY OF HUMAN SERVICES
STATE OF VT AGENCY OF NATURAL RESOURCES
STATE OF VT SMALL BUSINESS ADMINISTRATION
STEPS TO END DOMESTIC VIOLENCE
UNIVERSITY OF VERMONT
US DEPT. OF HOUSING & URBAN DEVELOPMENT
US TREASURY, CDFI FUND
USCRI – VERMONT
USDA RURAL DEVELOPMENT PROGRAM
VERMONT COMMUNITY LOAN FUND
VSECU
VT NETWORK AGAINST DOMESTIC AND SEXUAL VIOLENCE
VT ECONOMIC DEVELOPMENT AUTHORITY
VT SMALL BUSINESS DEVELOPMENT CENTER
VT STATE HOUSING AUTHORITY
WINOOSKI HOUSING AUTHORITY
What We Do for Our Members
- Affordable vehicle loans
- Help paying off high cost credit card debt
- Loans to small business owners who may not have a credit score
- Free one-on-one financial counseling, education, and credit repair services
